Our Thinking

Insights to help you protect your career and family.

Our insurance plans reflect the unique needs of physicians. As a subsidiary of the American Medical Association, we tap into the power of over one million physicians to offer you competitive rates and tailored benefits from top insurance companies. From plans for individuals to group plans for teaching hospitals and medical schools, the plans are designed specifically for physicians, residents, and students.

A annual insurance policy review can ensure that your financial goals and insurance sync to protect your income and your family.

Don’t overlook your employee benefits. Building on the insurance coverage you’ll receive as a resident is critical to your financial security.

Buying disability insurance while in residency makes sense. Understanding your options is key to finding the right disability income protection plan.

One of the factors that goes into determining the premium you’re going to pay for your life insurance is age. Buying life insurance now, when you are younger, means you will spend less on coverage.

Residency is a good time to set a solid financial foundation for yourself and your family. A few key moves can help protect your income.

Quality disability insurance protection is critical to a resident’s financial health.  Understanding what to look for is important when buying resident disability insurance.

Life insurance for medical students can be a sound financial move to help protect your family against the burden of your medical education debt.

Quality insurance protection is the foundation to a resident physician’s financial health. Don’t overlook any gap left by your employer-provided insurance coverage.

As a finishing resident, a solid insurance portfolio is the right foundation for building your career and financial future.

Missing important Medicare enrollment dates can be costly. Knowing the ins and outs of open
enrollment periods can help you optimize your personal health care coverage and better protect the savings and retirement resources you’ve worked to accumulate.

Physician disability insurance is critical in your career. Understanding key facts can help you choose the disability coverage that’s right for you..

Group disability insurance from your employer may have limits that leave some of your income unprotected.

Many physicians 65 and over choose Medicare Supplement plans to take care of the 20% Medicare doesn’t cover. When you’re nearing retirement, you may decide it’s an option that will work for you. Here are some facts to help you make an informed choice.

Both Medicare Advantage and Medicare Supplement cover costs that Original Medicare doesn’t cover. But they work differently. And one may be better suited to your needs.

Your 65th birthday is a milestone — time to begin enjoying the fruits of your labor as a physician. You’ve planned and saved for a financially comfortable retirement. Check out these tips for keeping it that way.

You’ve done everything right. You’ve worked hard…saved…and invested prudently. If all goes according to plan, you’ll be able to enjoy a financially worry-free retirement. But life doesn’t always go according to plan. And that’s why we’re here.

At 65, you become eligible for Medicare and a little advance planning will help you arrange the Medicare protection that best covers your needs.

Your guide as you shop for the disability coverage that’s right for you and your career in medicine.

You’ve reached an important milestone: residency. Now, it’s time to give some serious thought to protecting your financial future with insurance

Thinking about buying life insurance? These hints can help you get started and sort through your physician life insurance options.

Anyone can sell you insurance—we want to help you build a portfolio of insurance solutions that meet your unique financial goals to help protect your assets, your lifestyle, and your practice.

Physician disability insurance is foundational to your financial well-being. Disability benefits can help you take care of your financial responsibilities when an accident or illness leaves you unable to work.