AMA Members Save 20%
On top of our competitive physician-only group rates, you’ll receive a 20% AMA Member premium credit, guaranteed for at least your first year of coverage.
Lower rates for AMA members and their families
Select a benefit amount of up to $1,000,000 and your spouse and eligible children can receive a proportional benefit amount in the event of a serious accident.
Physicians who are AMA members will receive a 20% AMA Member Premium Credit giving them lower rates for themselves and their families.
If you are not an AMA member, you can still take advantage of these physician-only benefits for you and your family. Non-AMA members will receive a 5% premium credit, for at least the first year of coverage.
Rates current as of 4/1/2018
Quotes are for illustrative purposes only. Premium credits are reviewed and may change annually. The premium credit is locked in when coverage is issued and is guaranteed for at least the first year of coverage.
NOTE: Your or your spouse’s accidental death and dismemberment full benefit amount will be reduced by 75% on the date you or your spouse attains age 70. Your premiums will remain the same. Coverage ends at age 80.
|Benefit Amounts||Rates with Premium Credit|
|Physician $1,000,000 Your Spouse & Each Child: $400,000/$100,000||AMA Member Only: $249.60 AMA Member and Family: $366.08|
|Non-AMA Member Only: $296.40Non-AMA Member and Family: $434.72|
|Physician $750,000Your Spouse & Each Child:
|AMA Member Only: $187.20AMA Member and Family: $274.56|
|Non-AMA Member Only: $222.30Non-AMA Member and Family: $326.04|
|Physician $500,000Your Spouse & Each Child:
|AMA Member Only: $124.80AMA Member and Family: $183.04|
|Non-AMA member Only: $148.20Non-AMA Member and Family: $217.36|
Please note: When you and your spouse are the only insureds, your spouse’s benefit increases to 50% of the benefit amount you select. When you and your children are the only insureds (up to age 26 if unmarried and full-time students), the benefit for each child increases to 15% of your benefit.
If you elect to make your payment by electronic fund transfer (EFT), you will receive an additional 5% premium credit not included in the rates above.