Premier Accident Insurance

AMA Members Save 20%

On top of our specially negotiated physician-only group rates, you’ll receive a 20% AMA Member premium credit, guaranteed for at least your first year of coverage.

Lower rates for AMA members and their families

Select a benefit amount of up to $1,000,000 and your spouse and eligible children can receive a proportional benefit amount in the event of a serious accident.

Physicians who are AMA members will receive a 20% AMA Member Premium Credit giving them lower rates for themselves and their families.

If you are not an AMA member, you can still take advantage of these physician-only benefits for you and your family. Non-AMA members will receive a 5% premium credit, for at least the first year of coverage.

Quotes are for illustrative purposes only. Premium credits are reviewed and may change annually. The premium credit is locked in when coverage is issued and is guaranteed for at least the first year of coverage.

NOTE: Your or your spouse’s accidental death and dismemberment full benefit amount will be reduced by 75% on the date you or your spouse attains age 70. Your premiums will remain the same. Coverage ends at age 80.

Semi-annual Rates
Benefit Amounts Rates with Premium Credit
Physician $1,000,000 Your Spouse & Each Child: $400,000/$100,000 AMA Member Only: $249.60 AMA Member and Family: $366.08
Non-AMA Member Only: $296.40Non-AMA Member and Family: $434.72
Physician $750,000Your Spouse & Each Child:
$300,000/$75,000		 AMA Member Only: $187.20AMA Member and Family: $274.56
Non-AMA Member Only: $222.30Non-AMA Member and Family: $326.04
Physician $500,000Your Spouse & Each Child:
$200,000/$50,000		 AMA Member Only: $124.80AMA Member and Family: $183.04
Non-AMA member Only: $148.20Non-AMA Member and Family: $217.36

†If you are not an AMA Member, you will have a $45 annual policy fee, or a $23.40 semi-annual policy fee added to your bill, depending on the payment mode you select.  Semi-annual premiums have a modal factor of .52 or 52% of annual premiums, which makes paying annually a better value. If you prefer to pay annually, just divide the semi-annual premium rate by .52. For example, if the semi-annual premium is $265.20 and you wish to pay annually, then $265.20/.52 = $510.00. Benefit amounts reduce by 75% at age 70. Coverage ends at age 80. Rates current as of 2021.

 

Please note: When you and your spouse are the only insureds, your spouse’s benefit increases to 50% of the benefit amount you select. When you and your children are the only insureds (up to age 26 if unmarried and full-time students), the benefit for each child increases to 15% of your benefit.

If you elect to make your payment by electronic fund transfer (EFT), you will receive an additional 5% premium credit not included in the rates above.

The AMA-sponsored Premier Accident Plan is underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010, under Group Policy No. G-30691-0 on Policy Form GMR-FACE/G-30691-0. Plans may not be available in all states and product features may vary by state.

SMRU #1766472

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