Privacy Notice For California Residents

Effective Date of Last Update: February 10,  2025

Subject to certain exceptions, this Section applies to the way AMA Insurance Agency, Inc. (“AMAI”) collects and uses your “Personal Information” if you are a resident of California, as required by the California Consumer Privacy Act of 2018 and its implementing regulations, as amended by the California Privacy Rights Act (the “CCPA”).

In addition, under California’s “Shine the Light” law, California residents who provide personal information (as defined in the statute) to obtain products or services for personal, family, or household use are entitled to request and obtain from us, once a calendar year, information about the personal information we shared, if any, with other businesses for marketing uses. If applicable, this information would include the categories of personal information and the names and addresses of those businesses with which we shared such personal information for the immediately prior calendar year. To obtain this information please contact us as provided below.

This Notice describes (A) the categories of Personal Information collected and disclosed by us, subject to CCPA and (B) your privacy rights under CCPA.

When we use the term “Personal Information” in the context of the CCPA, we mean information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California consumer or household.

If you would like to receive a copy of this Section in an alternate format (for example, a pdf copy), or to exercise any of your rights described in this Notice, please contact us by:

• Email at AgencyOGC@amainsure.com or
• Phone at 1-800-458-5736

Categories of Personal Information Collected, Used, and Shared

We have collected the following categories of Personal Information from our consumers within the last 12 months. The sources from which we obtain this information and the ways in which we use this information are set forth in our Online Privacy Policy and Customer Privacy Policy. We will not collect additional categories of Personal Information or use the Personal Information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

AMAI DOES NOT “SELL” YOUR PERSONAL INFORMATION AS THAT TERM IS DEFINED IN THE CCPA.

Category	Collected	Source of Collection	Purpose of Collection	Third Parties or Service Providers to whom Personal Information is Disclosed for a Business Purpose	Third Parties to whom Personal Information is Sold or Shared
Identifiers.	Yes	Directly from you	To provide our Services to you	Third parties and service providers	We do not sell this category of Personal Information. We share this category of Personal Information with our business partners for advertising purposes
Personal Information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).	Yes	Directly from you	To provide our Services to you and process transactions made on our Site	Third parties and service providers	We do not sell or share this category of Personal Information
Commercial information.	Yes	Directly from you	To market our Services to you and tailor offers to your interest	Business partners	We do not sell or share this category of Personal Information
Internet or other similar network activity.	Yes	Cookies and other tracking technologies	To conduct data analytics	Business partners	We do not sell this category of Personal Information. We share this category of personal information with our business partners for advertising purposes
Geolocation data.	Yes	Cookies and other tracking technologies	To conduct data analytics	Business partners	We do not sell this category of Personal Information. We share this category of personal information with our business partners for advertising purposes
Professional or employment- related information.	Yes	Directly from you, service providers, and third parties	To provide our Services to you and for employment purposes	Third parties and service providers	We do not sell or share this category of Personal Information
Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C.Section 1232g, 34 C.F.R. Part 99)).	Yes	Directly from you, service providers, and third parties	To provide our Services to you and for employment purposes	Third parties and service providers	We do not sell or share this category of Personal Information
Inferences drawn from other personal information.	Yes	Directly from you	To market our Services to you and tailor offers to your interest	Third parties and service providers	We do not sell or share this category of Personal Information

 

We share each of these categories of Personal Information with our service providers to the extent necessary for them to facilitate our business purposes. We also share this Personal Information for the purposes set forth our Online Privacy Policy and Customer Privacy Policy.

We will retain your Personal Information for as long as we need it to provide you with our Services and in accordance with our data retention policy. Because the length of your use of our services are not foreseeable, we cannot provide you with an exact timeframe for how long we retain your information. Our legal obligations may also require us to maintain your Personal Information for longer periods of time if your Personal Information becomes subject to such legal obligations.

Your California Privacy Rights

Subject to certain exceptions, if you are a resident of California, you may have the following rights:

Privacy Right	Description
Notice	The right to be notified of what categories of Personal Information will be collected at or before the point of collection and the purposes for which they will be used and shared.
Access	The right to request the categories of Personal Information that we collected in the previous twelve (12) months, the categories of sources from which the Personal Information was collected, the specific pieces of Personal Information we have collected about you, and the business purposes for which such Personal Information is collected and shared. You may also have the right to request the categories of Personal Information which were disclosed for business purposes, and the categories of third parties in the twelve (12) months preceding your request for your Personal Information.
Data Portability	The right to receive the Personal Information you have previously provided to us.
Erasure	The right to have your Personal Information deleted. However, please be aware that we may not fulfill your request for deletion if we (or our service provider(s)) are required or permitted to retain your Personal Information for one or more of the following categories of purposes: (1) to complete a transaction for which the Personal Information was collected, provide a good or service requested by you, or complete a contract between us and you; (2) to ensure our website integrity, security, and functionality; (3) to comply with applicable law or a legal obligation, or exercise rights under the law (including free speech rights); or (4) to otherwise use your Personal Information internally, in a lawful manner that is compatible with the context in which you provided it.
Correction	You have the right to request that we correct any incorrect personal information that we collect or retain about you, subject to certain exceptions. Once we receive and confirm your verifiable consumer request (see below), we will correct (and direct any of our service providers that hold your data on our behalf to correct) your personal information from our records, unless an exception applies. We may deny your correction request if (a) we believe the personal information we maintain about you is accurate; (b) correcting the information would be impossible or involve disproportionate effort; or (c) if the request conflicts with our legal obligations.

 

Automated Decision Making	You have the right to request information about the logic involved in automated decision-making and a description of the likely outcome of processes, and the right to opt out. AMA Insurance does not currently engage in any automated decision-making practices.
Limit Use of Sensitive Personal Information	AMA Insurance uses your Sensitive Personal Information solely to provide our Services to you.
To Opt Out of Sales or Sharing of Personal Information	We do not sell your Personal Information. You have the right to opt out of the “sharing” or “selling” of your Personal Information by clicking the “Do Not Share My Personal Information” link found in the footer of our Site.

 

Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a request related to your Personal Information. You may also make a request on behalf of your minor child.

You may only make a request for access or data portability twice within a 12-month period. The request must:

• Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
• Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

CCPA prohibits discrimination against individuals who have chosen to exercise any of the privacy rights described above. We will not discriminate or retaliate against you because you have chosen to exercise any of your privacy rights provided by the CCPA.

Verification

 We must verify your identity before fulfilling your requests. If we cannot initially verify your identity, we may request additional information to complete the verification process. We will only use Personal Information provided in a request to verify the requestor’s identity. If you are an authorized agent making a request on behalf of a California resident, we will also need to verify your identity, which may require proof of your written authorization or evidence of a power of attorney.

We endeavor to respond to requests within the time period required by applicable law. If we require more time, we will inform you of the reason and extension period in writing.

We do not charge a fee to process or respond to your request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

We cannot respond to your request or provide you with Personal Information if we cannot verify your identity and confirm the Personal Information relates to you. Making a verifiable consumer request does not require you to create an account with us.

We may deny certain requests, or only fulfill some in part, as permitted or required by law. For example, if you request to delete Personal Information, we may retain Personal Information that we need to retain for legal purposes.

Changes to this Privacy Notice for California Customers

As our organization changes from time to time, we expect this Privacy Notice for California Customers will change as well. We reserve the right to amend this Privacy Notice for California Customers at any time, for any reason. We will notify you to the extent required by law through an email communication if we have an email address on file for you and/or by notice on the Sites, in our sole discretion, and we will indicate at beginning of this Privacy Notice for California Customers when the latest revisions occurred.