AMA-Sponsored Disability Income Insurance

New and enhanced features help strengthen your disability income protection

Protect your financial future and your lifestyle

AMA-sponsored Group Disability Income Insurance gives you the opportunity to customize coverage to fit your career stage. Whether you’re a young physician looking for solid income protection that fits your budget, or an established physician interested in more disability coverage options, AMA-sponsored Disability Insurance offers options, benefits and features designed to meet your income protection goals throughout your career.

NEW! Choice of Step or Level premium rates

Choose which premium structure works for your financial circumstances. Step premiums start lower and gradually increase over time. Level premiums may have a higher initial premium and are designed to remain level over time.

NEW! Choose your definition of disability

The “Own-Specialty” Definition of Disability built into this coverage offers you a way to protect the income you earn in your medical specialty.  Or, you can choose to enhance this protection and choose the new “True Own-Specialty” Definition of Disability option that will allow you to collect full benefits if you can’t work in your medical specialty and still choose to work in another one.  Additional cost applies.

Up to $15,000 a month in benefits

Coverage is available for physicians under age 60 who are residents of the U.S. and are actively engaged full-time at work and can be positioned as either primary or supplementary to existing coverage.

Portable protection

Your employer provided coverage may have limits and end if you change jobs. AMA-sponsored Group Disability Income Insurance is yours to take with you as you move through your career.

Our Insurance Specialists are here to help.

Let our Insurance Specialists put their extensive training, experience, and access to physician focused insurance solutions to work for you. And, they don’t work on commission and don’t have any sales quotas to meet. Your goals set the agenda.

New York Life Logo

New York Life Insurance Company
51 Madison Avenue, New York, NY 10010
On Policy Form GMR-FACE/G-30639-0 and GMR-FACE/G-30641-0
Under Group Policy No. G-30639-0 and G-30641-0
NEW YORK LIFE and NEW YORK LIFE Box Logo are
trademarks of New York Life Insurance Company. Other
trademarks are the property of their respective owners.

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Rates current as of 2022.

AMA Sponsored Disability Income Insurance underwritten by New York Life Insurance Company, 51 Madison Ave, New York, New York 10010, under group policy NOS. G-30639-0 and G-30641-0 on policy forms GM R-FACE/G-30639-0 and GMR-FACE/G-30641-0. Coverage may not be available in all states and product features may vary by state.

Quotes are for illustrative purposes only. Rates and premium credits are reviewed and may change annually; the premium credit is locked in when coverage is issued and is guaranteed for at least the first year of coverage. Premium credits are not available on the level rated premium disability insurance option.
Rates are based on your age on the effective date of coverage and your attained age on each renewal date except for the level rated premium disability insurance option, for which the premium you’re approved remains level for the time your insured. Depending on program experience, premiums may change on the policy anniversary date (July 1) or your annual renewal date (whichever is later).

AR Insurance Producer License #100105975 and CA Insurance License #0754707

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Our insurance policies reflect the unique needs of physicians. As a subsidiary of the American Medical Association, we tap into the power of over one million physicians to offer you flexible rates and benefits from top insurance companies.

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