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Article

Claims‑Made vs. Occurrence Medical Malpractice Insurance

Protecting yourself from medical malpractice claims starts with understanding the two most common types of medical professional liability insurance (medical malpractice insurance): claims-made and occurrence.

Article

What is Tail Coverage in Medical Malpractice Insurance & Do You Need It?

A claims-made malpractice insurance policy generally only provides coverage for a physician while it is active. Once the policy ends, so does your ability to report new claims, unless you have tail coverage.

Article

Who Pays for Medical Malpractice Insurance Premiums?

Medical malpractice insurance is typically paid for by the physician’s employer, the physician, or in some cases both — depending on practice setting and arrangement.

Article

A Closer Look at Medical Malpractice Premiums

Your medical malpractice premium is probably a substantial part of your budget. It’s natural to want to know why. Hint: It’s not based on those big judgments alone.

Article

Avoid These Five Costly Malpractice Insurance Mistakes

Buying medical professional liability insurance has its complexities and a mistake could potentially cost you thousands of dollars. Here are five of the most common mistakes, along with ways to avoid them.

Article

How does AMA-sponsored Disability Income Insurance define “own-specialty?”

When you are seeking a solid disability income protection plan, the price is only one consideration. Choosing well means looking beyond the price tag.

Article

How Does Your Income Protection Insurance Define “Disability”?

It’s important to know exactly how a policy defines “disability.” There are significant differences that will impact when and how much the policy will pay in benefits.

Article

‘Own-specialty”—what that means. And why it’s so important.

Good disability insurance for physicians includes “own-specialty” language. The definition will affect the conditions under which you will be paid and how much.

Article

AMA Insurance Debunks Typical Disability Insurance Myths

Disability insurance is one of the most important ways to help protect your financial future, but physicians often have misconceptions about it. The actual facts debunk these common myths about disability insurance in general.

Article

Guide to AMA-sponsored Disability Insurance for Physicians

Good disability insurance for physicians includes “own-specialty” language. The definition will affect the conditions under which you will be paid and how much.

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